Under the Affordable Care Act, dependent coverage was expanded to age 26.

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Multiple Choice

Under the Affordable Care Act, dependent coverage was expanded to age 26.

Under the ACA, dependent coverage can extend through age 26, so young adults can stay on a parent’s health plan during college or early work years. This arrangement helps ensure access to preventive care and continuity of coverage during a transition period. After turning 26, individuals typically need their own eligible coverage—such as an employer plan, a marketplace plan, or Medicaid—depending on eligibility and plan rules. While there are some plan-specific or state exceptions, the main point is the age 26 limit on dependent coverage.

Under the ACA, dependent coverage can extend through age 26, so young adults can stay on a parent’s health plan during college or early work years. This arrangement helps ensure access to preventive care and continuity of coverage during a transition period. After turning 26, individuals typically need their own eligible coverage—such as an employer plan, a marketplace plan, or Medicaid—depending on eligibility and plan rules. While there are some plan-specific or state exceptions, the main point is the age 26 limit on dependent coverage.

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